Terms of Use

1. Acceptance of Terms

By accessing or using the Vintner Benefits website at vineyardbenefits.com (the "Site"), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the Site.

2. Use of the Site

You may use the Site for lawful purposes only. You agree not to:

• Use the Site in any way that violates applicable federal, state, or local laws or regulations
• Transmit any unsolicited or unauthorized advertising or promotional material
• Attempt to gain unauthorized access to any part of the Site or its related systems
• Use the Site to collect or harvest personal information about other users
• Interfere with or disrupt the integrity or performance of the Site

3. Not Legal or Tax Advice

The information provided on this Site is for general informational purposes only and does not constitute legal, tax, financial, or insurance advice. Plan availability, benefits, and pricing vary by state, carrier, and individual circumstances. You should consult a licensed professional for advice specific to your situation.

4. Licensing

Vintner Benefits LLC is a licensed insurance agency. Licensing information is available upon request. Insurance products are offered through licensed carriers and are subject to carrier underwriting approval. Not all products are available in all states.

5. Intellectual Property

All content on this Site, including text, graphics, logos, and images, is the property of Vintner Benefits LLC or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on this Site without our express written permission.

6. Third-Party Links

The Site may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

7. Disclaimer of Warranties

The Site is provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

8. Limitation of Liability

To the fullest extent permitted by law, Vintner Benefits LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site or the information contained on it.

9. Governing Law

These Terms of Use are governed by the laws of the State of Arizona, without regard to its conflict of law provisions. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts located in Arizona.

10. Changes to These Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the Site. Your continued use of the Site after any changes constitutes your acceptance of the revised terms.

11. Contact Us

If you have questions about these Terms of Use, please contact us: