Our Solutions
A full benefits suite built for the wine industry
From group health to retirement plans, we offer every line of coverage your operation needs — designed around harvest cycles, seasonal crews, and the realities of running a winery.
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Everything your team needs under one roof
A complete portfolio of benefits products, managed by advisors who specialize exclusively in the wine and agricultural industry.
Group Health Insurance
Fully-insured and level-funded group health plans from top carriers, benchmarked to your region and workforce size. We handle carrier negotiations, open enrollment, and ongoing support.
Dental, Vision & Life
Voluntary and employer-paid dental, vision, and life insurance that rounds out your benefits package and helps you compete for skilled cellar and hospitality talent.
Seasonal & ICHRA
Individual Coverage HRAs and seasonal-specific plans designed for harvest crews and variable-hour staff. Compliant with ACA rules and the IRS 120-day seasonal exception.
Retirement & State Mandates
CalSavers, OregonSaves, and private 401(k) options. We keep you ahead of state mandate deadlines and help you build a retirement benefit that retains long-term employees.
Workers' Comp & Risk
Agricultural workers' comp is complex. We connect you with carriers who understand vineyard and winery risk profiles, helping you manage premiums and claims effectively.
HR & COBRA Administration
COBRA notices, Section 125 cafeteria plans, and HR compliance support. We take the paperwork off your plate so you can focus on the harvest.
Why Vintner Benefits
Not just a broker — a specialist
Most benefits brokers treat wineries like any other small business. We don't. Here's what sets us apart.
Industry-exclusive focus
We work only with vineyards, wineries, and tasting rooms — not general businesses. That specialization means better plans and fewer surprises.
ACA compliance built in
We track your seasonal headcount and alert you before you cross ACA thresholds, so you stay compliant without the guesswork.
One advisor, all lines
Health, dental, vision, retirement, workers' comp — one point of contact who knows your whole picture.
Harvest-calendar aware
Plans that flex with your workforce. We design coverage that accounts for your peak season staffing, not just your year-round headcount.
Let's find the right fit for your operation
Tell us about your workforce and we'll put together a no-obligation quote within one business day.
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