Who We Serve & Solutions
Built for every part of your operation
Whether you run a 10-acre family vineyard or a 200-employee winery, we design benefits that fit your workforce, your budget, and your harvest calendar.
Get an Instant QuoteWho We Serve
Every role in the wine industry
From the vineyard floor to the tasting room, we understand the unique workforce challenges at every stage of wine production.
Vineyards & Growers
From small family plots to large commercial operations, we design benefits that fit the rhythms of vineyard work — including H-2A seasonal crews, year-round supervisors, and owner-operators.
- H-2A visa workforce coverage
- Seasonal ACA compliance
- Bilingual enrollment support
Wineries & Cellars
Cellar workers, production staff, and winemakers deserve stable, year-round coverage. We benchmark your plan against comparable wineries so you stay competitive in a tight labor market.
- Year-round group health plans
- Dental, vision & life add-ons
- Carrier benchmarking
Tasting Rooms & Hospitality
Tasting room staff often work part-time or variable hours. We help you structure ICHRA and other flexible arrangements so every team member has a path to coverage.
- ICHRA for variable-hour staff
- Part-time eligibility strategies
- Streamlined enrollment
Family-Owned Estates
When the business is the family, benefits planning gets personal. We work with estate owners to protect the people who built the operation — including retirement and succession planning.
- Owner & family health plans
- Retirement & 401(k) setup
- CalSavers / OregonSaves compliance
Our Solutions
Everything your team needs
A full suite of benefits products, managed by advisors who know the wine industry inside and out.
Group Health Insurance
Fully-insured and level-funded group health plans from top carriers, benchmarked to your region and workforce size. We handle carrier negotiations, open enrollment, and ongoing support.
Dental, Vision & Life
Voluntary and employer-paid dental, vision, and life insurance that rounds out your benefits package and helps you compete for skilled cellar and hospitality talent.
Seasonal & ICHRA
Individual Coverage HRAs and seasonal-specific plans designed for harvest crews and variable-hour staff. Compliant with ACA rules and the IRS 120-day seasonal exception.
Retirement & State Mandates
CalSavers, OregonSaves, and private 401(k) options. We keep you ahead of state mandate deadlines and help you build a retirement benefit that retains long-term employees.
Workers' Comp & Risk
Agricultural workers' comp is complex. We connect you with carriers who understand vineyard and winery risk profiles, helping you manage premiums and claims effectively.
HR & COBRA Administration
COBRA notices, Section 125 cafeteria plans, and HR compliance support. We take the paperwork off your plate so you can focus on the harvest.
Ready to build the right plan?
Tell us about your operation and we'll put together a no-obligation quote within one business day.
Get an Instant Quote